Why choose us?

Your bank may have 100’s of secured loan plans – we have over 10,000!

Plus, we have…

• 30 years of experience
• No upfront fees
• Friendly and fast advice

Promise Money have secured loan plans available for everyone, including those with credit issues…

Using one of the most comprehensive secured loan panels in the UK, we can search for the best deal for you.

About Loans for £30,000 or more

When borrowing slightly larger loan amounts, unsecured loans are not readily available. It is therefore usual to offer some form of collateral or security for the loan. Larger loans tend to be secured on property, land or commercial property. However, with certain loans, they can be secured on valuable items such as cars, boats, antiques, art or jewellery.

We have loans available from £25,000 to £2,500,000 and we regularly arrange loans in excess of £100,000 secured on property. We have also arranged a £1 million loan secured on an art collection valued at over £5 million.

Loans if you have been declined elsewhere

Secured loans are still available to home owners, even if they had some adverse credit. Self employed applicants can borrow, even if they don’t have fully prepared accounts and loans can be used for personal and business purposes. Interest only loans are also available and we can lend to retired applicants. They can use pension income, benefits and non earned income such as rental income to support the loan.

Loans for business purposes

If the loan is for business purposes, the value of the business, the business premises or the profitability of the business may be taken into consideration. However, it is not unusual for business loans to be secured on the borrower’s residential property and this is perhaps the most straight forward way of borrowing. Banks don’t typically make it easy for business people to get loans and often want them to sign personal guarantees. Our lenders take a much more straight forward approach and consider each application on its merits.