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How regulations protect you

If you struggle to get a remortgage – Promise Money might be able help you find the right deal.

What affects my borrowing rate?

Some common factors that dictate your rate of borrowing.

Good and bad with bridging loans

Considering using a bridging loan? …the questions should you ask your advisor.

Regulatory protection for bridging borrowers

Find out about the protection provided by the Financial Conduct Authority.

How much can I borrow?

Find out what governs the amount that you can borrow.

This is for any property investors thinking of fast bridging finance

This is for any property investors thinking of bridging finance

Video about the Fastest Bridging Loan

The fastest bridging loan for those needing quick finance

85% LTV bridging loan

85% LTV Bridging. Brilliant for refurbishments. Watch the video to find out more.

Bridge to Let mortgage

In complex scenarios it’s important to consider a bridge to let mortgage

Bridging Loans on Foreign Property

Bridging loans on foreign property could be the answer you’re looking for.

Buying at a property auction

This guide could help you avoid mistakes when buying at auction

Development Financing

This new development financing loan could raise over 20% more cash against the property value.

Self Builds

Not much going on with your back garden? Providing its big enough, you could potentially build your dream house on the plot.

No Planning Consent

If you don’t have the planning consent for work you want to carry out, see how you can best prepare yourself…

Permitted development Rights

If you don’t have the planning consent for work you want to carry out, see how you can best prepare yourself…

Bridging Loans FAQs

Frequently asked questions about bridging loans answered by our experts.

Refurbishment Bridging

Hit a wall with property refurbishments? Break through the wall with this guide on refurbishment bridging if you have a property that needs work.

Bridging Exit Strategies

If you think your exit strategy through, you will be doing yourself and your lender a big favour!

Regulated Bridging

The FCA regulates bridging loans secured on your property, Learn more about regulated bridging here…

Unmortgageable Properties

Don’t be put off by properties lenders deem unmortgageable.

Bridging Loan with Bad Credit

It may seem tough obtaining a bridging loan with bad credit at face value. Learn more about bad credit bridging here

Unregulated Bridging

Unregulated bridging could be the answer to obtaining funds fast to purchase a profitable investment.

Retained interest or rolled up interest or serviced interest?

Retained interest or rolled up interest. How does it work? Which is best?

Refurbish to let

If you want to buy a property, but need to refurbish to let it out, there are a few options to help you get the finance needed.

Buy to Let Properties and Tax

Find out the latest buy to let tax rules and how they will affect you with this guide

LTV Explained

LTV is the difference between the amount you’re borrowing and the value of the property or asset you’re using to secure the loan.

100% Bridging – Borrow 100% Of The Purchase Price

The FCA regulates bridging loans secured on your property, Learn more about regulated bridging here…

Financing for Property Extensions & Conversions – Flats, serviced accom’, HMO’s, B&B’s etc

The FCA regulates bridging loans secured on your property, Learn more about regulated bridging here…

What Is A Bridging Loan?

What is a bridging loan? …a bridging loan is a short-term financing option particularly useful in property deals.

How Do Bridging Loans Work?

Learn how bridging loans work, including their benefits, risks, and uses, to see if they’re the right short-term financial solution for your immediate needs.

Are Bridging Loans Only For Property Purchases?

Bridging loans provide quick access to funds and are useful in various financial situations beyond property purchases.

What Happens If I Can’t Repay My Bridging Loan?

If you’re unable to repay a bridging loan, it’s crucial to discuss your situation with your lender or financial advisor.

What Is The Exit Strategy For A Bridging Loan?

A bridging loan’s exit strategy is key to finance approval. Understand strategies like property sales, and refinancing.

Can Bridging Loans Be Used For Property Auctions?

Bridging loans are a recognised solution for purchasing properties at auctions. Proper planning helps ensure success in utilising these loans effectively.

What is the difference between a bridging loan and a mortgage?

Learn the differences between bridging loans and mortgages, including their terms, interest rates, and purposes.

Are There Different Types of Bridging Loans?

Explore the types of bridging loans, including open and closed options, with flexible interest handling and repayment structures.

What are the risks associated with bridging loans?

Bridging loans can offer short-term financial solutions, but they come with high risks like steep interest rates, short repayment terms, and potential property repossession. Borrowers must plan carefully and understand the terms to avoid costly pitfalls.

Can I Use a Bridging Loan for a Business Purposes?

Bridging loans provide businesses with fast, flexible funding for property purchases, cash flow management, and expansions. Learn more here.

What are the typical interest rates for bridging loans?

What are the typical interest rates for bridging loans? …bridging loans come with varying interest rates.

Do I Need to Have a Property to Secure a Bridging Loan?

Wondering if you need a property to secure a bridging loan? This guide explores property collateral, alternative options, and how regulations affect your loan decisions.

Are bridging loans interest-only?

Interest-only bridging loans offer flexible, short-term financing options for property or investment projects. Learn how they work, their benefits, risks, and key considerations!

How quickly can I get a bridging loan?

Wondering how quickly you can get a bridging loan? Discover steps to speed up the process and avoid delays.

How much can I borrow with a bridging loan?

Learn how much you can borrow with a bridging loan. Explore LTV ratios, loan terms, and factors influencing limits.