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The complete lending solution for property investors
Home
Your bank may have 100’s of loans and mortgages.
Promise Money has over 10,000.
Now you can apply direct.
If you just want our low rate deals or have a complex scenario to accommodate, you can deal direct with one of Promise’s expert advisers or packagers.
Access our massive range of high street and specialist products including:
- Residential and BTL mortgages
- Residential and BTL second charges
- Residential and BTL Bridging
- Flexible overdrafts for landlords
- Limited company or personal mortgages
- Commercial mortgages – Multi units, mixed use, factories, offices and shops
- Development Finance – large ground up developments or single plots
- Unsecured business finance
Promise Money is different.
Other brokers come to Promise to access prime & specialist products for their clients.
Talk to an expert on the Deal Desk
Promise specialise in the following type of clients:
- Prime applicants looking for the lowest rates.
- People with unusual income scenarios – employed, self employed or contractors
- Borrowers with light or heavy adverse credit
- First time buyers / first time landlords
- ExPats and none UK resident owners
- Experienced or inexperienced developers
- Regulated loans and mortgages for homeowners
- Borrowers who need to consolidate credit to reduce their outgoings
The senior team at Promise Money have worked together for over 30 years providing financial solutions to people just like you.
Go to the product page you need
Complete the quick enquiry form
Talk to the expert you need to get the right deal for you
Property Bridge now working with Promise Money
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Experienced landlords can get this deal too.
How lenders assess affordability
Cheaper Than You Think
Promise Money is a broker not a lender. Therefore we offer lenders representing the whole of market for mortgages, secured loans, bridging finance, commercial mortgages and development finance. These loans are secured on property and subject to the borrowers status.
More than 50% of borrowers receive offers better than our representative examples
The %APR rate you will be offered is dependent on your personal circumstances.
Mortgages and Remortgages
Representative example
Borrow £270,000 over 300 months at 7.1% APRC representative at a fixed rate of 4.79% for 60 months at £1,539.39 per month and thereafter 240 instalments of £2050.55 at 8.49% or the lender’s current variable rate at the time. The total charge for credit is £317,807.66 which includes £2,500 advice / processing fees and £125 application fee. Total repayable £587,807.66
Secured / Second Charge Loans
Representative example
Borrow £62,000 over 180 months at 9.9% APRC representative at a fixed rate of 7.85% for 60 months at £622.09 per month and thereafter 120 instalments of £667.54 at 9.49% or the lender’s current variable rate at the time. The total charge for credit is £55,730.20 which includes £2,660 advice / processing fees and £125 application fee. Total repayable £117,730.20
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME
REPAYING YOUR DEBTS OVER A LONGER PERIOD CAN REDUCE YOUR PAYMENTS BUT COULD INCREASE THE TOTAL INTEREST YOU PAY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Promise Money is a trading style of Promise Solutions Ltd – Company number 04822774Promise Solutions, Fullard House, Neachells Lane, Wolverhampton, WV11 3QG
Authorised and regulated by the Financial Conduct Authority – Number 681423The Financial Conduct Authority does not regulate some forms of commercial / buy-to-let mortgages
Website www.promisemoney.co.uk