Broker discount savings card
Broker discount savings card
If I had seen this before I booked my family holiday I would have saved £283.
Take a look at this scheme ASAP . I use it, I save money, it’s free, and I can’t see any catch. Therefore Promise is now making this scheme available to Promise’s introducers as a benefit, a thank you, call it what you will. Whether you introduce secured loans to us or not, you can still get these discounts
Here is how it works:
- You buy a reusable gift card online for your favourite stores. No joining fees – no ongoing fees – it’s free
- You load cash onto the gift card using your debit or credit card – once set up it’s easy. here’s no additional card charges and you will still get your points etc on your credit card.
- Your discounts are instant – for every £100 you put on the card you will generally only pay £94 but this can be as low as £90, so you save £6 – £10 on every £100 you spend in-store, depending on the store.
- You still benefit from all additional in store offers and still earn your Nectar, Tesco Clubcard, Boots Advantage points etc as normal.
- When your balance on the card gets low you just ‘top it up’ again online.
Save 8p per litre on petrol
NB. Tesco are joining the program soon (Dec/Jan) so you’ll be able to get a 6% discount off of ALL purchases at their stores too. With Tesco this includes fuel at both Tesco Extra and Tesco Express petrol stations – a saving of around 8p per litre on every litre, and if they are running one of their own fuel promotions (e.g. ‘spend £50 in-store and get 5p off a litre’) you get that too.
Here is my personal experience
My family shopping is done at Sainsbury’s so I registered for a Sainsbury’s card
I automatically get a minimum 6% on my Sainsbury’s in store purchases
Recently I was notified of a 10% Super discount offer so I loaded £400 on to my card which cost me £360
I spent (actually my wife did) the £400 on shopping, booze, two for one offers and saved an additional £40
This is only available to closed user groups (normally for staff discounts etc). I have gained agreement that I can make this available to Promise’s registered introducers and have created the Promise Broker Discount Scheme
- There is no cost to join and no cost to be a member
- Family and friends can join
- There are over 30 National retailers and restaurants in the program – I wish I had seen this before I booked my holiday as I could have saved an additional 5% with Thomsons
For more information click here – Promise broker discount scheme.
01902 585052
Promise Money is a broker not a lender. Therefore we offer lenders representing the whole of market for mortgages, secured loans, bridging finance, commercial mortgages and development finance. These loans are secured on property and subject to the borrowers status. We may receive commissions that will vary depending on the lender, product, or other permissable factors. The nature of any commission will be confirmed to you before you proceed.
More than 50% of borrowers receive offers better than our representative examples
The %APR rate you will be offered is dependent on your personal circumstances.
Mortgages and Remortgages
Representative example
Borrow £270,000 over 300 months at 7.1% APRC representative at a fixed rate of 4.79% for 60 months at £1,539.39 per month and thereafter 240 instalments of £2050.55 at 8.49% or the lender’s current variable rate at the time. The total charge for credit is £317,807.66 which includes £2,500 advice / processing fees and £125 application fee. Total repayable £587,807.66
Secured / Second Charge Loans
Representative example
Borrow £62,000 over 180 months at 9.9% APRC representative at a fixed rate of 7.85% for 60 months at £622.09 per month and thereafter 120 instalments of £667.54 at 9.49% or the lender’s current variable rate at the time. The total charge for credit is £55,730.20 which includes £2,660 advice / processing fees and £125 application fee. Total repayable £117,730.20
Unsecured Loans
Representative example
Annual Interest Rate (fixed) is 49.7% p.a. with a Representative 49.7% APR, based on borrowing £5,000 and repaying this over 36 monthly repayments. Monthly repayment is £243.57 with a total amount repayable of £8,768.52 which includes the total interest repayable of £3,768.52.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME
REPAYING YOUR DEBTS OVER A LONGER PERIOD CAN REDUCE YOUR PAYMENTS BUT COULD INCREASE THE TOTAL INTEREST YOU PAY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Promise Money is a trading style of Promise Solutions Ltd – Company number 04822774Promise Solutions, Fullard House, Neachells Lane, Wolverhampton, WV11 3QG
Authorised and regulated by the Financial Conduct Authority – Number 681423The Financial Conduct Authority does not regulate some forms of commercial / buy-to-let mortgages
Website www.promisemoney.co.uk